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Bad Habit Calculator

How much does that habit really cost you?

Our purpose is not to take the morale high ground but to demonstrate some of the financial costs to smoking.  Apart from the potential medical costs of smoking, what are the financial costs?
        - increased insurance premiums, up to 50% higher!
        - opportunity cost (see the calculations below)

These calculations are rough in that there is no relationship to how cigarette prices increase, its at the whim of the  Government.  Because of the addictive nature of cigarettes Governments know that they can increase the price and still get higher revenues as few people give up.  In economic terms the supply-demand curve for cigarettes is "inelastic".

                      # actually slightly less as the price increases on cigarettes have exceeded inflation.

We know this is a simplistic analysis and giving up is not easy to do as it is an addictive drug.

What about the number of chocolate bars, or soft drinks you consume per week?  Do the same calculations, but replace the word "cigarettes" with "chocolate bars" etc.

What about that morning cup of coffee and muffin from one of those cafe bars?  How did we survive 10 years ago when there weren't all these temptations around?

For example, how much could you save if you made your lunch each day rather than buying it?

What about the health affects of smoking or a sugar craving? Refer to Health Calculators