After thinking about transferring my pension from the UK for about three years, I finally decided to do something about it. I enquired with two or three different companies but after each conversation I was more confused than ever. I just didn’t know where to start or what I was looking for. Until I spoke to Alison. It was like talking to a very knowledgeable friend.
I don’t know much about pensions and to be honest it’s one of those things that doesn’t really interest me as long as I have one and it’s the right one for me! So it was nice to just pass it over to an expert who was really helpful and explained things in my language! All I had to do was provide everything! I found Lyfords (in particular Alison and Lucy) to be very professional but also very personable – I got the impression I wasn’t just another client and I am so grateful for all their help in getting the best for me. Transferring my pension with Lyfords has been a breeze because I have just handed everything to them and I’m glad it’s all sorted now.
I would definitely recommend using Lyfords. They are brilliant!
After a 4 year legal battle to secure a matrimonial settlement .... of the reputable firms spoken to with a promise of information to be sent, I was most impressed with the speed and professional service provided by Lyfords. From my first meeting with Alison Renfrew I felt I would be taken seriously and would not be just another number.
I 'm so glad I decided to get a financial plan done, and particularly to have been helped by Alison. She doesn't use superfluous and off putting jargon, but neither did she talk down to me at any stage. She has nudged me towards several ideas, but never forced me - something which was very important to me personally. I was also impressed with how thoroughly she has analysed the different areas such as insurance, saving for concrete goals, a will, retirement, mortgage repayments, the different types of investments, and taxation
Two years ago we entrusted our retirement financial monies to Lyfords. During this time we have seen our funds increase with steady return growths.
The team at Lyfords are very approachable, sincere family people who care about how they invest money for the best returns for their clients. It is also important to us that when they are away on well earned holidays they have efficient backup personnel if needed.
S Reynolds & R Walker
I needed advice when I wanted to move my pension. I found a lot of companies were eager to help, too eager, but not really wanting to cover the many issues that I would need to understand before making the decision.
With Lyfords it was a no high pressure sales pitch and each year they followed up to check if I was ready and went through the pros and cons of it all time and time again.
Having made the decision to remain in New Zealand for the rest of our lives we embarked on what we thought would be a long and tedious journey of transferring our pensions filled with denials, dishonesty and red tape. A "Google" search came up with Lyford's web page. It was full of information, not only about their services but also the lives of those who ran the Company, which I liked.
I did look in to some of the larger pension transfer companies, wondering if they would be a "safer" bet but kept returning to Lyfords' webpage and decided that I felt happier with a smaller company rather than a larger one, where I may get lost in they system or possibly have inadequately trained staff moving my life savings across to the other side of the world. And what a perfect decision I made!
Prior to working with Lyfords I didn’t have a realistic financial plan for my future. I have a professional career and I wanted a professional financial adviser to advise me.
... one of the reasons we enjoy you so much – it is a serious business but you don’t make it ‘heavy’.
I was feeling dissatisfied with my financial position because I felt that I did not have a good overview of my position nor was my position being monitored by an expert ... Alison and her company provide me with a range of information from a very informative website to prompt face to face meetings.
From the moment I met Alison and Richard Renfrew I felt confident that my financial problems and future wealth would be well taken care of. At the age of 26 I realised that I did not have much to show in comparison to how much money I earned, and thought perhaps it was time to sort out my financial situation. Alison and Richard have shown me how putting a little bit aside now can make all the difference to the kind of lifestyle I wish to lead in the future"
Thanks for the financial update. As we get older it gets more difficult to keep up with, let alone, understand what's going on in the financial world, and we take comfort in the fact that you are able to keep up with the play keep our interests in view. We do appreciate receiving your updates.
When we had decided to transfer our UK pensions to New Zealand it was difficult to find out the costs involved in transferring them and what the implications were to us relating to the changing regulations in the UK.
We chose Lyfords to help us with transferring our pensions because they provided clear advice that enabled us to make an informed decision on the value to us of transferring our UK pensions.
M and S Fryer
Lyfords have made, what appeared to me to be, a very complex process - very straight forward. My UK pension was transferred with a minimum of fuss, with Lyfords providing all the support and advice that I needed to reach this outcome as quickly as possible. Thanks,
We had heard that there was new legislation coming in regarding transferring pensions from the UK, so we contacted Lyford's and they very quickly summed up what was happening and how it might affect us. With this advice we decided to continue on with the process and with their help and knowledge we navigated the sometimes tricky process.I had contacted several asset managers but went with Lyford's as they were so transparent and knowledgeable and just worked really hard for us and with us to get the best result.
Our particular offshore pension scheme threw a few curveballs along the way but Lyford's were unfazed throughout, and I believe if it wasn't for this I probably would have given up long before completing the transfer.
I can't recommend Lyford's highly enough and if you are thinking about transferring your pension or are just after some advice regarding anything financial, just get in touch.
Steve and I have been working with Alison and Richard at Creating Wealth/ Lyfords for our insurance and investments for about 10 years.
We've just had Katie's quarterly statement from our new superannuation fund manager in NZ and despite it only having been started less than two months ago it has already accrued a healthy little amount of interest.
Katie and Steven Pass