Retirement Planning - Already Retired?
How to maintain your income when
 inflation is eroding its value

It is important when you are in retirement that your investments have exposure to growth assets, such as shares/equities.  If you don't you will find your income and capital dropping in purchasing power.

In retirement you need to take less risk with your money and it is important to have a well balanced portfolio.  Refer to portfolio construction. 

Compare how these two different portfolios have fared over time.  Look what's happened to the income, and the capital value of the investments.  Please note we are not suggesting that you should put all your investments in retirement into shares.  The comparison is for illustrative purposes to show you that you do need to have some growth assets in your portfolio.

See how Inflation erodes the purchasing power of your money

Contact us to discuss your investments and why you should have growth assets in your portfolio. 
 

Rest Homes - Your Options 
If you are contemplating going into a rest home or may know someone who is then please read:
 "Your Money Column" article of 13/12/00.  

Asset Rich Income Poor?
Here's how to do the things you want to do by using the money locked up in your home.

Equity Release Mortgages and Reverse Annuity Mortgages allow borrowers over 60 without an income stream to access the equity in their home. Uses for such mortgages include home improvements, holidays, medical operations, upgrade vehicles, or to assist with family needs, perhaps first home deposits, educational expenses or even weddings.

Click here for further information on how to release the equity tied up in your house