Buying		Leasing
Purchase Price	$ do not use "," or "$"	Purchase price for FBT calculation	$
New Car?
FBT @64%, number of days per week		FBT @64%, number of days per week
Interest Rate on money borrowed	% interest only loan	Deposit	$
Down Payment	$	Upfront Lease fees	$
Rate of return if invested the deposit	% use gross net of tax return	Lease payments per month	$
Registration & WOF	$ average / year
Maintenance (including oil and lube changes, replacement of tyres)	$ average / year
Other fees to buy	$
Loan Amount	$

Net cost of buying		Net cost of leasing
Total loan interest paid	$	Opportunity cost of deposit	$
Opportunity cost of Down Payment & Fees	$	Opportunity cost of Upfront fees paid	$
FBT paid over period	$	FBT paid over period	$
Drop in market value at end of period	$	Total lease payments made	$
Net cost of purchase	$	Net cost of lease	$

NOTE: Generally Lease Agreements include maintenance costs and lease companies can buy cars at a discounted price.

Refer to Business Owners

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