Rent or Own Calculator Financial Calculators Retirement Calculator Insurance Calculator Savings Calculator Mortgage Calculator Rent or Own Calculator Rental Yield Calculator Own or Lease Calculator Goal Savings Calculator Education Calculator Bad habits calculator Risk/ Return Profiler Is it better financially to rent, or own your home? Choose a period years Owning Renting Market Price Rent per week interest only Loan Mortgage interest rate Bond Mortgage Rental fees paid Estimated capital growth (Real rate of return net of inflation) Rate of return if equity invested (net of tax, net of inflation) average / year Council rates, body corporate fees etc average / year Maintenance (including painting every 8-10 yrs) House Insurance(excluding contents) Net cost of owning Net cost of renting Total loan interest paid Opportunity cost of bond Opportunity cost of Equity in house Opportunity cost of rental fees paid Maintenance, rates, & insurance Total rent paid Opportunity cost of maintenance, rates & insurance Opportunity cost of rent paid Less, increase in market value at end of period Less the increase in funds invested(dollars if rent paid less interest payments) Net cost of ownership Net cost of renting