October 2026 Newsletter – growth in the face of gloom
Lyfords quarterly newsletter reviews key financial market events that have impacted portfolio returns. Each quarter...
Monte Carlo projections
When forecasting how your retirement savings will last, we use Monte Carlo simulations. This estimates...
Cryptocurrency Investors Beware of IRD
Why IRD is Looking More Closely at Your Crypto Transactions Cryptocurrency has become an increasingly...
Why Asian share markets are more affected by the Iran War
It is interesting to reflect on the difference between the 2003 Gulf War and the...
Why is property not such a good investment in 2026?
Property prices peaked in 2022 While there was a surge in house prices between 2020-2022...
Market wobbles and AI Trends in 2026
Signs Pointing to a Bubble There are growing concerns that parts of the AI market...
Investment Outlook for 2026
Its always difficult to predict the future, hind sight is a great teacher. I often...
Is now the right time to invest?
It’s the question we get asked more than any other (at barbecues, school pick-ups, and...
Investing in a VUCA World
The acronym, VUCA was first used in 1987 with students at the US Army War...
Why Distrust in AI Is Perfectly Justified
New Zealanders now lose an estimated $3 billion NZD to scams every year — that’s...
What is that Bank Term Deposit Really Costing You?
Have you considered how much money you are losing by having your money in term...
Consilium milestone
Consilium recently cracked through the $9 billion in funds under management (FUM) mark, cementing its...