How to manage information overload Information overload is a state in which an individual is exposed to an excessive amount of information, to the point where it becomes difficult to process, absorb, or make informed decisions. This overload can occur in various...
Many people struggle with the basic concepts behind long-term, highly diversified investing. It’s a matter of human nature. They are overwhelmed by fear or greed. They feel it is too late to invest. They cling to misperceptions about risk and return. In this article,...
Investing can be a daunting journey, filled with uncertainty and fluctuation. Two common approaches that investors often grapple with are “Staying the Course” and “Timing the Markets.” In this blog article, we will explore these two investment...
Receiving an inheritance can present various challenges, especially when it involves a substantial influx of cash, investments, real estate, and valuable assets all at once. This can make it daunting to determine the most appropriate way to manage these newfound...
The Big Mac Index is a humorous yet widely used economic indicator that measures the purchasing power parity (PPP) between different currencies. It was created by The Economist magazine in 1986 as a way to make international economics more understandable to readers....
Silicon Valley Bank – minimal portfolio exposure Two US banks, Silicon Valley Bank and Signature Bank, have gone into a government-controlled wind down. Silicon Valley Bank was among the largest 20 US banks and was affected by the loss of value of their bonds as...
In the news this month the sharp share price declines of My Food Bag and Laybuy, are a reminder of the risk of investing into individual shares and that diversification is your friend. Laybuy (a NZ company) listed on the Australian stock exchange in September 2020....
Last year was a difficult year for share and bond markets. Markets were negatively impacted by Reserve Banks across the world sharply increasing interest rates to combat inflation. There was also the negative impact of the Ukraine war (on oil and food prices) and...
What are Smart Beta Funds? Smart beta investing is an investment strategy that seeks to capture market returns while also outperforming traditional market capitalization-weighted index funds. It achieves this by using alternative weighting methods that differ from the...
Let’s look at the evidence why the portfolios we recommend have a tilt to value shares. Value shares, are shares that trade at a lower price relative to fundamentals such as dividends, earnings etc. Growth shares are shares that have the potential to grow above...
Long-term investing versus speculative investing is very much about having patience and riding out the highs and lows and not missing the best performing days. In our previous article on time in the markets versus timing the markets we looked at the S&P500 index...
Share markets this year have fallen faster than we have seen in more than 40 years, so why is now a good time to invest? It is now more important than ever that you invest in a portfolio exposed to share market returns versus bank term deposits. It’s the one sure way...
