The four phases of retirement

The four phases of retirement

Retirement is a significant life transition that typically unfolds in four distinct phases, each marked by its unique characteristics, challenges, and opportunities. These phases provide a framework for individuals to better understand and plan for their retirement...
Information overload

Information overload

How to manage information overload Information overload is a state in which an individual is exposed to an excessive amount of information, to the point where it becomes difficult to process, absorb, or make informed decisions.     This overload can occur in various...
Staying the course vs timing the market

Staying the course vs timing the market

Investing can be a daunting journey, filled with uncertainty and fluctuation. Two common approaches that investors often grapple with are “Staying the Course” and “Timing the Markets.” In this blog article, we will explore these two investment...
Receiving an inheritance

Receiving an inheritance

Receiving an inheritance can present various challenges, especially when it involves a substantial influx of cash, investments, real estate, and valuable assets all at once. This can make it daunting to determine the most appropriate way to manage these newfound...
Expenditure patterns of retirees

Expenditure patterns of retirees

A research paper published in August 2023 and funded by Te Ara Ahunga Ora Retirement Commission, looked at where New Zealanders in retirement are spending their income. The question posed in the study was “what level of income is required to sustain an...
How to identify a scam

How to identify a scam

I thought it might be useful to share how I go about identifying if an email or text is a scam. We have previously posted a blog on this Information hygiene and Scams. Firstly never click on a link to take you to another web site to enter your details.  Always go...
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