The four phases of retirement

The four phases of retirement

Retirement is a significant life transition that typically unfolds in four distinct phases, each marked by its unique characteristics, challenges, and opportunities. These phases provide a framework for individuals to better understand and plan for their retirement...
Expenditure patterns of retirees

Expenditure patterns of retirees

A research paper published in August 2023 and funded by Te Ara Ahunga Ora Retirement Commission, looked at where New Zealanders in retirement are spending their income. The question posed in the study was “what level of income is required to sustain an...
Retirement villages – pros and cons

Retirement villages – pros and cons

 What do you need to consider? Updated February 2023 There are over 48,000 residents in over 450 retirement villages in New Zealand. The number is increasing each year with our aging population.  This is big business and is very profitable. The six largest Retirement...
Estate planning – checklist

Estate planning – checklist

Get your affairs in order before you die Losing your parent or partner is one of the most difficult things to deal with. Most people think its macabre to think about, much less plan for your own death. Sometimes you have time to get your affairs in order. If there is...
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