by Richard Renfrew | Jan 24, 2024 | Newsletter - Quarterly
Lyfords quarterly newsletter reviews key financial market events that have impacted portfolio returns. Each quarter we have an article on a financial issue we believe will interest our clients. In addition we often post news updates and blogs on our web site at...
by Richard Renfrew | Nov 8, 2023 | Retirement
Retirement is a significant life transition that typically unfolds in four distinct phases, each marked by its unique characteristics, challenges, and opportunities. These phases provide a framework for individuals to better understand and plan for their retirement...
by Richard Renfrew | Nov 7, 2023 | Investing
How to manage information overload Information overload is a state in which an individual is exposed to an excessive amount of information, to the point where it becomes difficult to process, absorb, or make informed decisions. This overload can occur in various...
by Richard Renfrew | Oct 17, 2023 | Newsletter - Quarterly
Lyfords quarterly newsletter reviews key financial market events that have impacted portfolio returns. Each quarter we have an article on a financial issue we believe will interest our clients. In addition we often post news updates and blogs on our web site at...
by Richard Renfrew | Sep 26, 2023 | Investing
Many people struggle with the basic concepts behind long-term, highly diversified investing. It’s a matter of human nature. They are overwhelmed by fear or greed. They feel it is too late to invest. They cling to misperceptions about risk and return. In this article,...
by Richard Renfrew | Sep 21, 2023 | Investing
Investing can be a daunting journey, filled with uncertainty and fluctuation. Two common approaches that investors often grapple with are “Staying the Course” and “Timing the Markets.” In this blog article, we will explore these two investment...
by Richard Renfrew | Sep 16, 2023 | Investing
Receiving an inheritance can present various challenges, especially when it involves a substantial influx of cash, investments, real estate, and valuable assets all at once. This can make it daunting to determine the most appropriate way to manage these newfound...
by Richard Renfrew | Aug 23, 2023 | Retirement
A research paper published in August 2023 and funded by Te Ara Ahunga Ora Retirement Commission, looked at where New Zealanders in retirement are spending their income. The question posed in the study was “what level of income is required to sustain an...
by Richard Renfrew | Jul 18, 2023 | Newsletter - Quarterly
Lyfords quarterly newsletter reviews key financial market events that have impacted portfolio returns. Each quarter we have an article on a financial issue we believe will interest our clients. In addition we often post news updates and blogs on our web site at...
by Richard Renfrew | Jul 6, 2023 | Financial advice
I thought it might be useful to share how I go about identifying if an email or text is a scam. We have previously posted a blog on this Information hygiene and Scams. Firstly never click on a link to take you to another web site to enter your details. Always go...
by Richard Renfrew | Jun 18, 2023 | Financial advice
“My husband left our children and me to move in with another woman”. The above comment is one I’ve heard several times over the decades. It can be devasting when a partner, whom you believed would be with you forever, suddenly announces that they have elected a...
by Richard Renfrew | Jun 18, 2023 | Insurance
As you get older health insurance premiums can get very expensive. When should you cancel your cover? Insurance is expensive because the older we get the more we start to fall apart. I speak with experience. We get older and our bodies disappoint us. I go to bed at...
