by Richard Renfrew | Jan 31, 2023 | Investing
Last year was a difficult year for share and bond markets. Markets were negatively impacted by Reserve Banks across the world sharply increasing interest rates to combat inflation. There was also the negative impact of the Ukraine war (on oil and food prices) and...
by Richard Renfrew | Jan 31, 2023 | Investing
What are Smart Beta Funds? Smart beta investing is an investment strategy that seeks to capture market returns while also outperforming traditional market capitalization-weighted index funds. It achieves this by using alternative weighting methods that differ from the...
by Richard Renfrew | Nov 22, 2022 | Investing
Let’s look at the evidence why the portfolios we recommend have a tilt to value shares. Value shares, are shares that trade at a lower price relative to fundamentals such as dividends, earnings etc. Growth shares are shares that have the potential to grow above...
by Richard Renfrew | Oct 18, 2022 | Investing
Long-term investing versus speculative investing is very much about having patience and riding out the highs and lows and not missing the best performing days. In our previous article on time in the markets versus timing the markets we looked at the S&P500 index...
by Richard Renfrew | Oct 10, 2022 | Investing
Share markets this year have fallen faster than we have seen in more than 40 years, so why is now a good time to invest? It is now more important than ever that you invest in a portfolio exposed to share market returns versus bank term deposits. It’s the one sure way...
by Richard Renfrew | Sep 19, 2022 | Investing
The acronym, VUCA was first used in 1987 with students at the US Army War College to describe the post-Cold war period. It is particularly relevant in the world we live in today where fast change, information overload and fake news is the norm. Volatility We live in a...
by Richard Renfrew | Jul 10, 2022 | Investing
The best response for investors at the moment is to focus on what you can control. Share markets can be quite volatile at times. In this blog from Dimensional Fund Advisors they discuss the seven lessons investors should keep in mind. Market timing is difficult to...
by Richard Renfrew | Jun 14, 2022 | Investing
Lessons from history What does history tell us about share market returns after a period of economic recession? Below is an interactive article from Dimensional Fund Advisors. It shows how the US share market has behaved during economic downturns. Share markets around...
by Richard Renfrew | May 28, 2022 | Investing
Why long-term investing is crucial Imagine it’s 25 years ago, 1997: J.K. Rowling just published the first Harry Potter book. General Motors is releasing the EV1, an electric car with a range of 60 miles. The internet is in its infancy, Y2K looms, and everyone is...
by Richard Renfrew | May 14, 2022 | Investing
Investors need to realise to get the average market return that investment returns do fluctuate and at times can be negative. For example if you look at the Australian share market. The bumpy road to the market’s long-term average return Since 1980, the...
by Richard Renfrew | May 5, 2022 | Investing
The work of Fama & French showed the three key drivers of long term performance for equities are size, value and profitability. When it comes to evaluating value shares, nearly 100 years of data support the notion that the lower a share’s relative price, the...
by Richard Renfrew | Mar 1, 2022 | Investing
SPIVA (Standard & Poors Index vs Active) research is a very extensive study looking at the performance of active fund managers against their relative index benchmarks worldwide. Across many markets the results are similar to the US summary below. Around 80% of...
