Have you considered how much money you are losing by having your money in term deposits? Over the last 10-years ending December 2024 the average return on a 6-month bank term deposit in New Zealand was 3.3% per year. That’s 3.3% before tax and inflation. Over the same...
The chart shows the percentage of top-ranked funds that remained on top after 5 years. You might think that selecting investments based on past performance might continue to deliver the best performance. Research shows that most funds ranked in the top 25% based on...
