by Richard Renfrew | Oct 10, 2022 | Investing
Share markets this year have fallen faster than we have seen in more than 40 years, so why is now a good time to invest? It is now more important than ever that you invest in a portfolio exposed to share market returns versus bank term deposits. It’s the one sure way...
by Richard Renfrew | Sep 19, 2022 | Investing
The acronym, VUCA was first used in 1987 with students at the US Army War College to describe the post-Cold war period. It is particularly relevant in the world we live in today where fast change, information overload and fake news is the norm. Volatility We live in a...
by Richard Renfrew | Jul 10, 2022 | Investing
The best response for investors at the moment is to focus on what you can control. Share markets can be quite volatile at times. In this blog from Dimensional Fund Advisors they discuss the seven lessons investors should keep in mind. Market timing is difficult to...
by Richard Renfrew | Jun 14, 2022 | Investing
Lessons from history What does history tell us about share market returns after a period of economic recession? Below is an interactive article from Dimensional Fund Advisors. It shows how the US share market has behaved during economic downturns. Share markets around...
by Richard Renfrew | May 28, 2022 | Investing
Why long-term investing is crucial Imagine it’s 25 years ago, 1997: J.K. Rowling just published the first Harry Potter book. General Motors is releasing the EV1, an electric car with a range of 60 miles. The internet is in its infancy, Y2K looms, and everyone is...
by Richard Renfrew | May 14, 2022 | Investing
Investors need to realise to get the average market return that investment returns do fluctuate and at times can be negative. For example if you look at the Australian share market. The bumpy road to the market’s long-term average return Since 1980, the...
by Richard Renfrew | May 5, 2022 | Investing
The work of Fama & French showed the three key drivers of long term performance for equities are size, value and profitability. When it comes to evaluating value shares, nearly 100 years of data support the notion that the lower a share’s relative price, the...
by Richard Renfrew | Mar 30, 2022 | Property
Property has produced extraordinary investment returns for New Zealanders over the last decade. Many investors see the high returns that have been fuelled by declining interest rates. Until recently, the average house price increased by more than 30%, fuelled by the...
by Richard Renfrew | Mar 1, 2022 | Investing
SPIVA (Standard & Poors Index vs Active) research is a very extensive study looking at the performance of active fund managers against their relative index benchmarks worldwide. Across many markets the results are similar to the US summary below. Around 80% of...
by Richard Renfrew | Oct 1, 2021 | Financial advice, Retirement
Get your affairs in order before you die Losing your parent or partner is one of the most difficult things to deal with. Most people think its macabre to think about, much less plan for your own death. Sometimes you have time to get your affairs in order. If there is...
by Richard Renfrew | Aug 3, 2021 | Investing
The cost of trying to time the markets The impact of missing just a few of the market’s best days can be profound, as this look at a hypothetical investment in the stocks that make up the S&P 500 Index shows. Staying invested and focused on the long term helps to...
by Richard Renfrew | Apr 3, 2021 | Investing
Article from The Economist, Buttonwood June 24 2017 Sheer luck is as good as past returns in predicting future performance The big investment shift of recent years is from active to passive. Clients have been buying index funds, which passively track a benchmark like...
